1 Feb
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Why use the open market option

Posted By: Chris Hallworth in Tables    
Source: Assureweb: All figures based on a 65 year old male, £60,000 pension fund, payable monthly in advance, no escalation or additional guarantee periods. The enhanced rates assume the client is a 20/day smoker with a previous history of heart problems
23 Feb
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EU discrimination ruling will affect annuity rates.

Posted By: Chris Hallworth in Articles, Featured Projects    
If you’re a man and you’re approaching retirement, there’s a ruling due out in March from the European Court of Justice that you might want to keep an eye out for.  The case being put before the court is to decide whether the pri
26 Jan
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Work till you are 66

Posted By: Chris Hallworth in Articles    
The most wide-ranging pension reforms for a generation were unveiled by the Government yesterday.  Millions of workers will not be allowed to claim their state pension until they are 66 and companies will be required to automatically enrol staff in pension sc
26 Oct
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Annuity rates continue to slide

Posted By: Chris Hallworth in Articles, Featured Projects    
Annuity rates have continued to plummet, with average rates experiencing their biggest monthly fall since last October, according to the latest research from Investment Life and Pensions Moneyfacts. Over the month of September, the average annuity
20 Oct
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Annuity warning over gender equality ruling

Posted By: Chris Hallworth in Articles, Featured Projects    
Annuity providers have been warned that a European Court of Justice (ECJ) ruling might mean they can no longer charge men and women different rates for products. With the ruling stating that it is 'legally inappropriate to link insuranc
5 Oct
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Should women have pensions?

Posted By: Chris Hallworth in Articles, Featured Projects    
I have been reading some posts recently (on Martin Lewis's moneysavingexpert site) suggesting that women, because they live longer than men, dont get a good deal from saving money into a pension/annuity arrangement. I hate to disagree with the oracle
29 Sep
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Enhanced rates go unclaimed!

Posted By: Chris Hallworth in Articles, Featured Projects    
According to research by Just Retirement, a leading provider of enhanced annuities, around 60% of retirees could claim a higher rate.  However, only 12% of annuities purchased are actually set up on enhanced terms. Enhanced annuities have been
22 Sep
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Call for government to overhaul “at retirement”

Posted By: Chris Hallworth in Articles    
The Government has been called upon to overhaul the current 'at retirement' system. Xafinity Paymaster (an annuity payment provider) has said that the coalition has to go beyond its current thinking as outlined by its recent consultat
17 Sep
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Third way products

Posted By: Chris Hallworth in Articles, Featured Projects    
What do you do if you are married with a history of heart problems and you want to retire?  You have a pension fund of £40,000 and you take the maximum tax free cash of £10,000.  What is the best option for the remaining fund? You could, of course, buy an en
10 Sep
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Record numbers of people get enhanced annuity rates

Posted By: Chris Hallworth in Articles    
People are turning to enhanced annuities in greater numbers than ever before, with the products on course for a record year. According to Towers Watson, sales of enhanced annuities amounted to £1.26 billion in the first half of
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