According to research by Just Retirement, a leading provider of enhanced annuities, around 60% of retirees could claim a higher rate. However, only 12% of annuities purchased are actually set up on enhanced terms.
Enhanced annuities have been
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Sep
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Call for government to overhaul “at retirement”
Posted By: Chris Hallworth in Articles
The Government has been called upon to overhaul the current 'at retirement' system. Xafinity Paymaster (an annuity payment provider) has said that the coalition has to go beyond its current thinking as outlined by its recent consultat
What do you do if you are married with a history of heart problems and you want to retire? You have a pension fund of £40,000 and you take the maximum tax free cash of £10,000. What is the best option for the remaining fund?
You could, of course, buy an en
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Sep
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Record numbers of people get enhanced annuity rates
Posted By: Chris Hallworth in Articles
People are turning to enhanced annuities in greater numbers than ever before, with the products on course for a record year. According to Towers Watson, sales of enhanced annuities amounted to £1.26 billion in the first half of
New research has revealed that almost half of working Britons have never reviewed their pension plans. The new figures add further concern to the state of the country's retirement plans and come on the back of revelations from Mon
Pension savers are being urged to seek out the best possible annuity deals following reports that rates have slumped to all-time lows. Thousands of people who are about to retire look set to suffer the worst incomes ever from their savings b
If you dont want to comit to buying an annuity now you can use one of the new "third way" products to delay the decision while still taking a regular income.
These products work by using a temporary annuity that lasts typically 5 years. At t
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Aug
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An end of compulsory annuitisation at age 75
Posted By: Chris Hallworth in Articles
I don’t want to rain on anyone’s parade, especially the new government who seem to have made quite a good start, but the Emergency Budget June 2010 states: “The Government will end the existing rules that create an effective obligati
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